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FYI Credit Sesame Nov credit scores are out

Frequent Contributor

Re: FYI Credit Sesame Nov credit scores are out

I'm up 9 points.......I need more patience!

Message 21 of 38
Highlighted
Frequent Contributor

Re: FYI Credit Sesame Nov credit scores are out

Down 22pts. 639 (real EX from the lender was 651) to 617. Not surprised. Three new accounts, 5 inquiries.


Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660



Message 22 of 38
Regular Contributor

Re: FYI Credit Sesame Nov credit scores are out

I've been stalking this update for the past 4 days..thanks for the info.  No increase for me even though UTIL decreased.  Smiley Sad

NFCU Cash Rewards $16,100/FNBO Platinum $9.100/Best Buy Citibank $2,500/Care Credit $7,600/TJ Maxx $1000/Neiman Marcus $7000/Saks5thAve $2500

Starting Score: 426 Ch. 13 BK Filed Sep 2009; Discharged Jan 2013 Smiley Happy
Current Score: TU 706 EQ FICO 701 EX 704
Goal Score: 720

Message 23 of 38
Established Contributor

Re: FYI Credit Sesame Nov credit scores are out

Just updated for me. Up 1 point to 747

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 24 of 38
Moderator Emeritus

Re: FYI Credit Sesame Nov credit scores are out

Up 1... lol... how accurate is it?   I don't know, but between the 3 fakos I have for EX.. it's either 622, 679 or 731.   Basically I have no idea!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 25 of 38
Contributor

Re: FYI Credit Sesame Nov credit scores are out

Mine hasn't updated since OCT 13, score is 727. I also use Credit.com and my EX FAKO there is 734.

As of Feb: AAoA 1 year, 10 months
CK TU: 740; Wal-Mart TU FICO: 721
CS EX: 715
8 CCs, 15 total accounts.
Negs on report: 1 30 day late aged 3 years
5 inquiries
Message 26 of 38
Valued Contributor

Re: FYI Credit Sesame Nov credit scores are out

711, EX fako Smiley Surprised

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 27 of 38
Valued Contributor

Re: FYI Credit Sesame Nov credit scores are out

mine updated to 707 down 13 points since i let like 3/4 balances report. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 28 of 38
New Contributor

Re: FYI Credit Sesame Nov credit scores are out

Up 20 points to 676 after 2 derogs disputed and deleted. Now waiting on 2 rehabilitated student loans to report to paid as agreed back to 2004 and I think I might be hitting the 700 mark. Got confirmation from US Dept. of Education the deletion letter went out to the bureaus on the 25th of last month. Fingers crossed.

Message 29 of 38
Established Contributor

Re: FYI Credit Sesame Nov credit scores are out

down 28 points to 718 awww

 

Cannot complain though because my util went up this month.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 30 of 38