I have 3 CA on my report that will drop in 3 - 9 months. I was going to just sit it out , BUT
I have no idea what they are collecting for and all 3 are not licensed in my state.
I am sending a DV to all 3 for these reasons only!
I will be calling my state to see what I can do about their not being licensed here. I know for a fact that our AG goes after them with everything they can & will impose very high fines. I do not know if it will help with my CR.
After i find out whats needed, I might send dispute to CRA & tell them that these CA have violated my state laws and hope for them to drop sooner.
thats about all I can do. If it doesn't work, Im just going to wait it out.