Father removed me as AU, question

[CountingStars]

My father removed me as an AU on his Capital One card. This automatically takes it off my credit report, right (after statment closes)?

[Revelate]

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@CountingStars wrote:

My father removed me as an AU on his Capital One card. This automatically takes it off my credit report, right (after statment closes)?

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Varies slightly by lender but I do think that's the case with Cap One.

[RobertEG]

The creditor would need to report the removal as part of their update.

The fact that he gets a new statement does not modify the reporting of record of other information unless specifically updated.

Look at the glass as now being half-full.

You now have a credit report that creditors can rely upon for a score that represents your own risk assessment.

While the AU was still included, creditors could not us your score if they desired to evaluate only your own personal risk.

[CountingStars]

thanks, all.