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bewildered wrote:My score just dropped a whopping 84 points, the alert I rec'd indicated that an inquiry was done by "Facutal Data", I assume they meant Factual. Has anyone experienced this before???? Or have heard of this organization inquiring. I am going for a mortgage, but I would not expect a drop in my score. Any insight is appreciated.Factual Data is a major source for credit reports in the mortgage industry. Your FICO score did not drop by 84 points due to an inquiry. With that signifcant of a drop I would pull the complete report to be sure that there are no new collections or late payments being reportesd on your account. Or did you happen to max out all your cards recently?Pull a report, this is nothing to fool around with