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Fico score points deducted for credit card applications

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Anonymous
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Re: Fico score points deducted for credit card applications

Personal Visa-

They do not to instant approvals and manually check each application.

If you need instant approval there are others.
Message 11 of 14
Anonymous
Not applicable

Re: Fico score points deducted for credit card applications

Hi,
I recently did a new app with Chase for a bal transfer for my husband and got approved for $7000, nt int for 12 mos. He lost 6 points but it was worth it. The card I transferred was in a default rate of 28.15.
Good luck.
Missy
Message 12 of 14
Anonymous
Not applicable

Re: Fico score points deducted for credit card applications

Hello Missy.
 
Thanks for your response.
 
Please tell me:
1) Was it a VISA or MASTERCARD?
2) What particular card was it? There are many different cards issued under the same institution.
3) What was his interest rate?
4) What is your husbands credit worthiness? Excellent, Very Good, Good or Fair?
5) How would I go about acquiring this same card? (Online, manual, etc.)
 
If u have the time, please respond ASAP.   Thanks so much.
Message 13 of 14
Anonymous
Not applicable

Re: Fico score points deducted for credit card applications

My EQ fico went up 7 points when the new account hit (the INQ was already there when I pulled the score)
Message 14 of 14
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