Reply
Regular Contributor
Posts: 179
Registered: ‎12-19-2007
0

File blocked for promotional purposes?

It looks like EQ has removed the fraud alert from my file as I had asked them to however it still says file blocked for promotional purposes.

How do i get this removed because it's causing ng me problems in my rebuild.
Regular Contributor
Posts: 221
Registered: ‎06-12-2012
0

Re: File blocked for promotional purposes?

You must have opted out somewhere along the line. If you opt back in it should be removed. Not really sure why it would be causing you problems in your rebuilding though. Most people that are rebuilding want to be opted out.

Regular Contributor
Posts: 179
Registered: ‎12-19-2007
0

Re: File blocked for promotional purposes?

Well I'm trying to secure a card so I can start getting some positive trade lines after our discharge and they are denying cause of it
Regular Contributor
Posts: 221
Registered: ‎06-12-2012
0

Re: File blocked for promotional purposes?

Are you sure the fraud alert is gone? If so you can just opt back in. Should be updated in a few weeks at most. When I opted out it showed in a week that my file was blocked for promotional purposes. I got tierd of all the junk mail offers.

Regular Contributor
Posts: 179
Registered: ‎12-19-2007
0

Re: File blocked for promotional purposes?

Yeah the consumer statement and fraud alert does not show anymore at all
Epic Contributor
Posts: 21,259
Registered: ‎03-19-2007
0

Re: File blocked for promotional purposes?

Under the statute, a fraud alert automatically invokes an opt-out. 

Apparently, the CRA software does not remove that opt-out when the fraud alert is lifted. 

 

Simply send each CRA a revocation of the opt-out.

Regular Contributor
Posts: 179
Registered: ‎12-19-2007
0

Re: File blocked for promotional purposes?

I just went to the opt out/in site. Would that work the same?
Regular Contributor
Posts: 221
Registered: ‎06-12-2012
0

Re: File blocked for promotional purposes?

I personally have not done it that way however my friend opted back in the same way he opted out. With that online site.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.