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@Anonymous wrote:Stay involved with this forum. Every problem I had I brought to the forum. I got honest answers from people who have been where I am. First I disputed everything open several times. I got about 4 things removed from that process. (I still have a problem with AFNI, who I am currently talking to a lawyer about the possibility of sueing them) Then I worked and had luck on a couple PFD's. Recently I worked on my Utilization by acquiring a couple new credit cards (dangerous) with high limits that were easy to acquire. I used them one time, then put them in my sock drawer. I still have a couple bad items on my report. Capital one discharged through BK, AFNI, HSBC that had lates (paid off before I knew about PFD) and a CRedit ONe (paid off before I knew about PFD) that I had lates on. I will continue to goodwill them till they tire. I will also let time do its job.
@Anonymous wrote:Please share, what was your secret?
@Anonymous wrote:
@Anonymous wrote:Stay involved with this forum. Every problem I had I brought to the forum. I got honest answers from people who have been where I am. First I disputed everything open several times. I got about 4 things removed from that process. (I still have a problem with AFNI, who I am currently talking to a lawyer about the possibility of sueing them) Then I worked and had luck on a couple PFD's. Recently I worked on my Utilization by acquiring a couple new credit cards (dangerous) with high limits that were easy to acquire. I used them one time, then put them in my sock drawer. I still have a couple bad items on my report. Capital one discharged through BK, AFNI, HSBC that had lates (paid off before I knew about PFD) and a CRedit ONe (paid off before I knew about PFD) that I had lates on. I will continue to goodwill them till they tire. I will also let time do its job.
@Anonymous wrote:Please share, what was your secret?
Just out of curiousity, what cards with high limits were you able to obtain with those credit scores? I'd love to add something with a $3-5000 CL...but the highest I've been approved for is Hooters at $1000 CL.