Finally EX & TU totally clean

[12njoy]

I called Experian and Transunion to dispute the last two remaining items (Merrick Bank and Capital One).  Experian had the Merrick coming off in October 2014 and Capital One in January 2015.  Transunion only listed Merrick Bank which they said would fall off in December 2014.  I calculated the dates and they should have been September 2014.  Well both Experian and Transunion removed the items off my reports immediately.  I'm doing the happy dance  Equifax shows only the Merrick Bank with a deletion date of January 2015 also.  They're up next because this isn't the correct date.  Can't wait to check Experian tomorrow to see what, if any, improvement this makes.  Transunion and Equifax were both slightly above 700 even with the negatives. 

[coldnmn]

Congrats! I can hardly wait until 10/16 when my paid tax lien falls off and join you!

[andersk08]

Coldnmn if its a paid IRS Federal Tax Lien you can get it released now if its paid off. Google IRS Fresh Start Program.

[alvon123]

congrats

[12njoy]

Thanks