I got a 32 point increase from my equifax credit report 505 to 537. I got a letter in the mail from transunion updating my car note from being 120 days late to being included in bankruptcy with a balance of zero. I don't know if it increased my score yet but i think it did, i just have to purchase an updated report. This year i have a judgement coming off my experian report along with 4 accounts. I feel really good, i know i have a long way to go but at least i am starting to see some progress...
WTG!
kEEP IT UP!!