I've had baddies deleted, paid down balances and yet my EX score barely moved despite good gains on my other two reports. Lo and behold today my EX Fako goes from 532 to 591. The only thing that changed since last pull... the addition of my new auto loan. Strange, strange credit bureau.
So, with these FAKO's scores, what are they? why do we need them? and what benefit is there to having FAKO scores?
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