Just when I thought cancelling cct was necessary since my ex score hadn't moved since Halloween, it updated today. 735 to 721. Oh well, at least it moved. My uti went from 4% overall between 2 cards to 17% overall on one card (28% on the card). aaoa is at .7 from .6, but I guess the increase in uti "overtook" that. Nothing else changed. Although, ex and tu lists a new negative factor as having a balance too high on an installment loan. I just have one deferred student loan, so not sure what that means. I will get my 3b in 2 hours.
EDIT: Pulled 3b, scores are 721 ex (from 735), 711 tu (from 737), 646 eq (from 630).