Right now you've got a secured card, and a small loan with your Credit Union. What I would do is just chill for a few months, use your card wisely, pay in full or leave the 1-9% utilization, pay on your loan. and let your card and loan work for you. It's all about patience. You don't want to go on application spree especially if you still have a bad credit score. Just wait a few months and with good on time paying better offers should be right around the corner.
Yeah, I think that's the best bet. I was in a similar position about a month and a half ago. I started seeing some major improvement on my credit score, got approved for the $99/$500 BoA card and the Ochard Bank unsecured $300 CL . and I wanted to apply for maybe one more but thought better of it since I am way to fresh out of horrible credit and just didn't want anymore dings. Just want the cards to work for me.