I have a charged off account with these guys that's been charged off about a year and a half, do they reopen accounts if you PIF? If not, do they accept PFD? They have not sent it to a collection agency yet.
creditgirl
FICO 9/1/07 FICO 9/26/07
TU--534 TU--538
EX---552 EX---562
EQ---454 EQ---454