Not to say that anyone did anything wrong, but what about those of us who are anticipating applying for a loan (refinance both cars and 125% debt consolidation 2nd mortgage) in the next few months, have found inaccuracies on our report and are pulling because of that.I check everyday right now to see if my mortgage has been paid along with several other things. The only thing showing paid is my lowes card. I closed on my refinance on 11/9. I have also only had monitoring since 11/9 though too. How long before they shut you down? I won't pull as much once some of this gets straightened out. However, right now things are changing daily with the disputes and stuff.
1) Has anyone been able to get back on after proving that they have been fixing their credit reports and that is why they were checking, not intentionally dropping inquiries?
2) Why the heck have they not been sued for breaking what they promised on the site with "unlimited" pulls.
3) How long is the blacklist for? a day? a year? Forever? Doesn't seem right if they hold one of the exclusive marketshares for 3 credit reporting. Wouldn't that be considered a monopoly? This would a huge bonanza for a lawyer willing to take it on I would think.
