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I just thought of something. Have you actually pulled fresh reports since your two scores jumped to over 800? I'm wondering if the BK dropped off early, and still appears on the third report. The 759 makes sense with a BK that old.
739 basic Fico 8 on TU
@gdale6 wrote:739 basic Fico 8 on TU
gdale...when was your BK dc'ed? Was it a '7"?
I have scorewatch so it should inform me if something falls off.....
This thread gives me hope that I can get back into the 700 club with the bankruptcy still reporting! Gives me an idea of how high I can really aim.
@martinkk wrote:I have scorewatch so it should inform me if something falls off.....
It does not. As others have suggested, I strongly suspect your BK has fallen off two bureaus.
Check with Credit Karma or annualcreditreports or here or similar report access: I'd bet it's still on TU but not EQ based on your scores. That 759 TU score would still be a record for having a PR on there to my knowledge; closest I've heard of previously was 756 but we've never had anyone north of 760 with a tax lien or BK.