06-08-2007 08:13 AM
Irvin wrote:HAHA. Nah man. I am done applying for credit until 2008 when i plan on buying a car.
I am going on a strike against applying for new credit now. That's it.Cmon.. you know you want to.Don't worry, his card is coming in the mail. He will take you out to lunch for informing him about the offer. I think hes taking you to Elephant Bar.Cory
06-08-2007 09:02 AM - edited 06-08-2007 09:03 AM
KDM wrote:If you're given a very low initial cl, how much of a cli should you ask for?
06-08-2007 09:09 AM
06-08-2007 09:54 AM
06-08-2007 10:08 AM
06-08-2007 11:01 AM
princessofpink wrote:I was having a major anxiety attack about applying for this in seeing that it was a Platinum Card. This is probably the card I'd rather have as I use Hilton quite frequently. So I'm happy to say they did approve me. $2100 limit. After being treated like a leper just three years ago it's hard to believe Amex thinks I am worthly of $6500 worth of credit. Thanks Tuscani! I appreciate all your help.
06-08-2007 11:02 AM
You don't put anything in.. it will present you with a new CL automatically.
KDM wrote:My niece just got the Delta Amex card with a 1,000 cl (her first card!) How much of a cli should she put when she clicks the CLI request and they want to know how much your requesting? 2,000? 3,000? More? Less?
06-08-2007 11:04 AM
Phouchg wrote:No dice - "American Express risk acquisition score is too low".So I will have to be content with my 10K Delta - still the biggest CC I have ever owned.Also, does AMEX look favorably if you make nice sized payments? I have 8000 in BT - minimum payment is 2% or $160. I have budgeted $500/month to pay this off. Should this help? Do CC issuers in general like larger payments or will I be a "Deadbeat" in their eyes because I am responsible?
06-08-2007 02:38 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.