General Credit Topics

[inzaghi]

I applied for a CLI for AMEX Blue
this is the response I got online

"Your request for a line of credit increase has been submitted.
You will receive a written response within 7-10 days."

[devhip]

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inzaghi wrote:
I applied for a CLI for AMEX Blue
this is the response I got online

"Your request for a line of credit increase has been submitted.
You will receive a written response within 7-10 days."

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I got that as well with my Amex. That's a polite way of saying...denied.

[dhoff04]

I applied for AMEX Delta SkyMiles last week and was approved for $1,000. Feeling saucy, I followed that up by applying for a Blue and was Declined.

Just now, I was approved for the Hilton Honors card with a $2,000 limit. I will probably not activate the Delta card because it has an $85 AF after the first year and just keep the Hilton card with no AF.

FICO scores are:

EX 709

TU 699

EQ 632

David

[Tuscani]

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dhoff04 wrote:

I applied for AMEX Delta SkyMiles last week and was approved for $1,000. Feeling saucy, I followed that up by applying for a Blue and was Declined.

Just now, I was approved for the Hilton Honors card with a $2,000 limit. I will probably not activate the Delta card because it has an $85 AF after the first year and just keep the Hilton card with no AF.

FICO scores are:

EX 709

TU 699

EQ 632

David

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I am surprised you were denied Blue with a 700+. Don't close the Delta just yet.. Amex might waive the AF if you threaten to close once the year is up.

[Irvin]

So i just got my Delta card and upon activation, i asked them for a CLI. I told them my income and asked if i can get $2500 CL instead of $1000. (Not that i am going to use that $2500 but just for utilization purposes)...She said, sure sir, let me see. And then she gets back to me saying "okay i have put in your request to our credit department and you will get a notice within 7-10 days with the decision."

Is that a polite way of saying, "No u ain't getting one?"

[Tuscani]

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Irvin wrote:

So i just got my Delta card and upon activation, i asked them for a CLI. I told them my income and asked if i can get $2500 CL instead of $1000. (Not that i am going to use that $2500 but just for utilization purposes)...She said, sure sir, let me see. And then she gets back to me saying "okay i have put in your request to our credit department and you will get a notice within 7-10 days with the decision."

Is that a polite way of saying, "No u ain't getting one?"

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Yep.

[rifleman]

Do I have a shot at getting an AMEX blue card with an EX score of 652 and no bankruptcy/CO's/Collections?

[inzaghi]

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rifleman wrote:
Do I have a shot at getting an AMEX blue card with an EX score of 652 and no bankruptcy/CO's/Collections?

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You have a good chance of getting the card approved with that score. My EX score was 656 and I got approved(EQ-580,TU-612)..

Especially if you already have another AMEX card.

[Tuscani]

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rifleman wrote:
Do I have a shot at getting an AMEX blue card with an EX score of 652 and no bankruptcy/CO's/Collections?

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Even as a Amex cust I would not try Blue without 700+.

[Tuscani]

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inzaghi wrote:

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rifleman wrote:
Do I have a shot at getting an AMEX blue card with an EX score of 652 and no bankruptcy/CO's/Collections?

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You have a good chance of getting the card approved with that score. My EX score was 656 and I got approved(EQ-580,TU-612)..

Especially if you already have another AMEX card.

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You got the Blue with a 656?