My name is included on a loan from Ford that was not paid timely by my ex wife. According to Ford there came a point back in 2005 when they turned it over to their collections department. It was eventuall paid off by the ex. Is there anything I can do to lessen the impact of this on my credit report? Is it possible to convince Ford to give me a break? This problem only exist on Experian & not Equifax nor do I believe Transunion.
thanks