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Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Fraud alerts and credit reports

I recently placed a fraud alert on my credit report b/c I recently experienced some mail theft. I got a credit monitoring alert from Quizzle saying a security alert has been placed on my file. I tried to obtain my credit report from MyFICO to see if my credit looked different but I couldn't obtain it and it asked me to call in to verify my information. Is this normal during fraud alert procedures that you can't even pull your own credit report?

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Valued Contributor
Posts: 2,371
Registered: ‎03-15-2012
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Re: Fraud alerts and credit reports

Yep. Went through same on initial pull, after FA placed. All others, after id verify call, should be no problems.
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Registered: ‎02-07-2013
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Re: Fraud alerts and credit reports


Burned2manybridgesB4 wrote:
Yep. Went through same on initial pull, after FA placed. All others, after id verify call, should be no problems.

+1 

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Mega Contributor
Posts: 19,566
Registered: ‎03-19-2007
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Re: Fraud alerts and credit reports

Are you talking about a fraud alert or a freeze?

Very different animals.....

Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Re: Fraud alerts and credit reports

Thank you. And yes a fraud alert.
The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
Posts: 2,371
Registered: ‎03-15-2012
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Re: Fraud alerts and credit reports


maiden_girl wrote:
Thank you. And yes a fraud alert.

Ok. I'm on a computer, instead of my old phone.

 

After I had the FA placed, I tried doing a SW pull, and got the message to call in (cannot complete purchase...or something like that). I called up myfico, and had to do the twenty questions, in regards to what was on my CR, to verify identity. Once that was done, I could purchase/pull without any "blocks" from that point on.

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