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Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Fraud alerts and credit reports

I recently placed a fraud alert on my credit report b/c I recently experienced some mail theft. I got a credit monitoring alert from Quizzle saying a security alert has been placed on my file. I tried to obtain my credit report from MyFICO to see if my credit looked different but I couldn't obtain it and it asked me to call in to verify my information. Is this normal during fraud alert procedures that you can't even pull your own credit report?

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Valued Contributor
Burned2manybridgesB4
Posts: 1,406
Registered: ‎03-15-2012

Re: Fraud alerts and credit reports

Yep. Went through same on initial pull, after FA placed. All others, after id verify call, should be no problems.
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Senior Contributor
myjourney
Posts: 25,246
Registered: ‎02-07-2013

Re: Fraud alerts and credit reports


Burned2manybridgesB4 wrote:
Yep. Went through same on initial pull, after FA placed. All others, after id verify call, should be no problems.

+1 

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Mega Contributor
RobertEG
Posts: 17,456
Registered: ‎03-19-2007

Re: Fraud alerts and credit reports

Are you talking about a fraud alert or a freeze?

Very different animals.....

Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: Fraud alerts and credit reports

Thank you. And yes a fraud alert.
The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Valued Contributor
Burned2manybridgesB4
Posts: 1,406
Registered: ‎03-15-2012

Re: Fraud alerts and credit reports


maiden_girl wrote:
Thank you. And yes a fraud alert.

Ok. I'm on a computer, instead of my old phone.

 

After I had the FA placed, I tried doing a SW pull, and got the message to call in (cannot complete purchase...or something like that). I called up myfico, and had to do the twenty questions, in regards to what was on my CR, to verify identity. Once that was done, I could purchase/pull without any "blocks" from that point on.


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