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Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Fraud alerts and credit reports

I recently placed a fraud alert on my credit report b/c I recently experienced some mail theft. I got a credit monitoring alert from Quizzle saying a security alert has been placed on my file. I tried to obtain my credit report from MyFICO to see if my credit looked different but I couldn't obtain it and it asked me to call in to verify my information. Is this normal during fraud alert procedures that you can't even pull your own credit report?

The truth is out there...
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Valued Contributor
Posts: 2,701
Registered: ‎03-15-2012
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Re: Fraud alerts and credit reports

Yep. Went through same on initial pull, after FA placed. All others, after id verify call, should be no problems.
Member
Posts: 30,743
Registered: ‎02-07-2013
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Re: Fraud alerts and credit reports


Burned2manybridgesB4 wrote:
Yep. Went through same on initial pull, after FA placed. All others, after id verify call, should be no problems.

+1 

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Community Leader
Epic Contributor
Posts: 26,021
Registered: ‎03-19-2007
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Re: Fraud alerts and credit reports

Are you talking about a fraud alert or a freeze?

Very different animals.....

Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Fraud alerts and credit reports

Thank you. And yes a fraud alert.
The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






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Valued Contributor
Posts: 2,701
Registered: ‎03-15-2012
0

Re: Fraud alerts and credit reports


maiden_girl wrote:
Thank you. And yes a fraud alert.

Ok. I'm on a computer, instead of my old phone.

 

After I had the FA placed, I tried doing a SW pull, and got the message to call in (cannot complete purchase...or something like that). I called up myfico, and had to do the twenty questions, in regards to what was on my CR, to verify identity. Once that was done, I could purchase/pull without any "blocks" from that point on.

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