06-30-2013 11:45 PM
I have been paying free credit report for a couple of years now, and discover I have a much better FICO score with this service. I think this is higher per month, but the value is better. Any opinions? My trial ends on July 5. Thank you!!!
07-01-2013 07:39 AM
It's been a matter of personal debate. I will just put it this way. When I apply for credit, they send me notification that the approval is based off my FICO score. I've never seen any lender use a freecreditreport.com score.
07-02-2013 11:16 AM
Is there only one service the "score watch"? I saw another product called 'my fico' for $4.95 a month. I suppose I should direct this to My Fico but if anyone knows, would appreciate answers before I commit.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO