Three years of free Experian credit reports has ended. Through an unknown to me lawsuit; James vs. Experian, my membership has now stopped. It was great getting a daily free CR and a totally worthless CS that seldom changed. EX is now willing to charge me $19.95 for its familysecure.com report and CS for what once was free. I'll never know how I was included and where EX got my email address. Guess I'll stick with creditscore.com. Thank you Gilbert James, whoever you are, for thinking of me!