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Free credit or FICO

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Anonymous
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Free credit or FICO

Hi.  I am a fico customer but today i treied the free creditreport.com for experian and it say my score is 726 but when I checked fico today it said 701.  Which one is correct?  I would think the experian from FCR would be since it is part of experian.  If I wanted to make an inquiery would it be fico or the other score they would see.
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Anonymous
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Re: Free credit or FICO

Hi and Welcome-
Read the Credit 101 Thread (RTC101T) in my sig.
 
The FCR is what is called a FAKO score-

90% of lenders use FICO scores (and you have 3 of them) one from each CRA.

123giants wrote:
Hi.  I am a fico customer but today i treied the free creditreport.com for experian and it say my score is 726 but when I checked fico today it said 701.  Which one is correct?  I would think the experian from FCR would be since it is part of experian.  If I wanted to make an inquiery would it be fico or the other score they would see.



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