No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
It is a FAKO.
Consumers can not obtain a EX FICO directly from anywhere. Your lenders still can, but you can not.
There is nothing you can take from the score itself since very few if any lenders use the score provided by Freecreditreport.com. What you can take from the site is they monitor your Experian file. Score watch from equifax only monitors your equifax file. I have freecreditreport, truecredit (transunion), and equifax to monitor all three reports. I'm almost certain there is a site that allows you to monitor all 3. But don't pay attention to the score provided by freecreditreport or truecredit. The important thing is they keep you abeast on what is going on with your credit file.