07-05-2007 11:30 AM
Boswd wrote:LIke I said before it's not uncommon for places not to accept checks.
07-05-2007 11:41 AM
07-05-2007 12:08 PM
trinigal wrote:That quick swipe debit commercial, where in the end the dude holds up the line at the donut shop by paying in cash, just jumped into my head. Can't think why.As I said before, I'd take my $1600 elsewhere. This is 2007 for crying out loud. They actually had the nerve to tell the man they won't override telechek, when a simple phone call could clear up the matter. What planet are they on?
07-05-2007 12:58 PM
I am totally with trini on this, they didn't want your money. Take it elsewhere. Then be sure to take the receipt back to the store and ask for the manager/owner and show them that you had the money to spend, and tell him to bad his/her employees didn't think the store needed that 1600 dollar sale.
07-05-2007 01:29 PM
It is time to barter. Do this, draw out the cash, you can always redeposit it if you don't by your dining room set. Put only 1300 in your pocket, not the entire 1600, put the rest in another pocket. Go back to the store, speak with the manager, tell him/her you have been looking at it for awhile, but you were wondering if they could do better on the price. Make them an offer like 1100, you never want them to accept your first offer. Work your way up slowly and after you offer 1250 and they say no, simply pull the money out and count it infront of the manager, then tell them all you have is 1300, say thank you and start to walk out. Odds are they they will agree to a lower price, and if not go to another store. You wouldn't beleive the mark up on furniture, it is like buying a car. I love to barter and I love to see a salesman go crazy when they see you are really interested in buying, that is where showing them the cash comes into play.
Zen wrote:I am pretty steamed.I've worked hard to get my financial affairs in order, mostly focusing on paying off debts and bolstering my savings account. Except for my car loan, I am pretty much debt free. I finally reached my goal of having enough for a real dining room set, and on Saturday, I went into the furniture store to buy it. $1,600 cash - no credit cards.I confidently wrote a check from my investment account, only to have it denied because I have not written a check there before. I mean I have not written a check to a retail store in over five years...and the first time I do, they tell me because I haven't.....to come back in 15 days and they'll consider it?The store faulted Telecheck, but said they would not override them.I left the store in tears and just raging furious because I did what the "system" says I'm supposed to do...how it is "supposed" to work. Only to get rejected anyway. This sucks.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.