I've read several of the postings regarding using GW letters to try to get derogatory information removed from credit reports. I'm working on several now. I've noticed that a couple of my accounts use GE Money Bank for their credit cards (Lowes, Sam's Club). Is it OK to send a GW to each of these companies - Lowes and Sam's Club - or should we send the letters to GE Money Bank?
Also my husband and I either had joint accounts or one of us was an authorized user on the credit card. Can a GW letter be sent to try to get bad marks removed from both of our credit reports? Most of our bad marks were reported Dec. 05 through Apr. 06 when we really hit rock bottom (a couple of surgeries, home repairs - we really had a rough time). We contacted a reputable consumer credit counseling service which helped us set up a repayment plan. We've not had any late payments since April, 2006.
Any advice you have will be greatly appreciated. Thank you!
Message Edited by scarlu on
12-29-2007 06:57 PM