Hi, Sherri, welcome to the forums! Sorry to hear that you've been going through tough times, and I'm glad they're starting to turn around.
What you wrote is not exactly a GW letter, but it's also not exactly a PFD (pay for delete) letter either, as you are trying to get them to accept a payment plan. So we're going to need to get some input from others regarding asking for a payment plan.
In the meantime, I would remove references to your exact diagnosis, and substitute a statement that you were dealing with a difficult medical condition (which you were), fell behind on your bills, but are now recovering and anxious to get back into good standing with your creditors. It's no one else's business other than yours and your healthcare providers what is going on with you medically, and unfortunately, there are still a lot of people out there who are pretty judgmental about mental health problems.
Finally, I would ask that you start this identical post as a new thread here on the same forum (General Credit Issues.) Since it is asking about something different than GW, it really needs its own post. All you have to do is click on your post, copy it, click "New Thread" at the top of the board, and paste it there. Be sure to add a subject that specifically describes what you're trying to do, like Trying to set up payment plan, or something similar.
If you have any trouble, please pm me by clicking the envelope up at the top right of your screen.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007