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GW Example Letters

Valued Member

Re: GW Example Letters

Who do I send a GW letter to at AMEX (for example)?

Thanks for all of your good advice!
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Moderator Emeritus

Re: GW Example Letters

Send it to the address on your report (FYI... MyFICO reports do not include addresses).
Regular Contributor

Re: GW Example Letters

Tuscani,
 
I used one of your GW letter examples in a FAX to HFC back in April, and lo and behold, today it reported on my FICO ScoreWatch that they honored it and took all the derogatory reporting comments off the account!  It took longer than I expected - almost 2 months - but it happened! 
 
I think a few more of these need to go out tout de suite!
 
BTW - didn't raise my score, but it did eliminate a negative tradeline.
Regular Contributor

Re: GW Example Letters

I do think the HFC GW action may increase my TransUnion score when it reports to them, however, since TU has reported the worst part of the account's derogatory history.
 
Will let you all know!
Moderator Emeritus

Re: GW Example Letters



Neblett wrote:
Tuscani,
 
I used one of your GW letter examples in a FAX to HFC back in April, and lo and behold, today it reported on my FICO ScoreWatch that they honored it and took all the derogatory reporting comments off the account!  It took longer than I expected - almost 2 months - but it happened! 
 
I think a few more of these need to go out tout de suite!
 
BTW - didn't raise my score, but it did eliminate a negative tradeline.


Congrats! The important thing is that it's gone. Smiley Happy
Frequent Contributor

Re: GW Example Letters

i really need to do this, when i left for the military i was unable to pay a few of my bills and they were reported 90 days late due to me being in basic training.

Starting Score: 643
Current Score: 657
Goal Score: 700


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Established Member

Re: GW Example Letters

Tuscani!
 
You Strike Again!  I had no clue as to what to say in the letter to my mortgage company about a few late payments and your GW letters help me a great deal.
 
 
THANK YOU!Smiley Happy
Moderator Emeritus

Re: GW Example Letters



Vi1976 wrote:
Tuscani!
 
You Strike Again!  I had no clue as to what to say in the letter to my mortgage company about a few late payments and your GW letters help me a great deal.
 
 
THANK YOU!Smiley Happy


My pleasure!
New Contributor

Re: GW Example Letters

Is it possible to get foreclosures and reposessions deleted with goodwill letters?
Moderator Emeritus

Re: GW Example Letters



serenity72 wrote:
Is it possible to get foreclosures and reposessions deleted with goodwill letters?

You bet!