Congrats! The important thing is that it's gone.
Tuscani,I used one of your GW letter examples in a FAX to HFC back in April, and lo and behold, today it reported on my FICO ScoreWatch that they honored it and took all the derogatory reporting comments off the account! It took longer than I expected - almost 2 months - but it happened!I think a few more of these need to go out tout de suite!BTW - didn't raise my score, but it did eliminate a negative tradeline.
Tuscani!You Strike Again! I had no clue as to what to say in the letter to my mortgage company about a few late payments and your GW letters help me a great deal.THANK YOU!