Reply
Valued Member
Posts: 31
Registered: ‎05-30-2007
0

Re: GW Example Letters

Who do I send a GW letter to at AMEX (for example)?

Thanks for all of your good advice!
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: GW Example Letters

Send it to the address on your report (FYI... MyFICO reports do not include addresses).
Regular Contributor
Posts: 217
Registered: ‎04-17-2007
0

Re: GW Example Letters

Tuscani,
 
I used one of your GW letter examples in a FAX to HFC back in April, and lo and behold, today it reported on my FICO ScoreWatch that they honored it and took all the derogatory reporting comments off the account!  It took longer than I expected - almost 2 months - but it happened! 
 
I think a few more of these need to go out tout de suite!
 
BTW - didn't raise my score, but it did eliminate a negative tradeline.
Regular Contributor
Posts: 217
Registered: ‎04-17-2007
0

Re: GW Example Letters

I do think the HFC GW action may increase my TransUnion score when it reports to them, however, since TU has reported the worst part of the account's derogatory history.
 
Will let you all know!
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: GW Example Letters



Neblett wrote:
Tuscani,
 
I used one of your GW letter examples in a FAX to HFC back in April, and lo and behold, today it reported on my FICO ScoreWatch that they honored it and took all the derogatory reporting comments off the account!  It took longer than I expected - almost 2 months - but it happened! 
 
I think a few more of these need to go out tout de suite!
 
BTW - didn't raise my score, but it did eliminate a negative tradeline.


Congrats! The important thing is that it's gone. Smiley Happy
Frequent Contributor
Posts: 278
Registered: ‎04-29-2007
0

Re: GW Example Letters

i really need to do this, when i left for the military i was unable to pay a few of my bills and they were reported 90 days late due to me being in basic training.

Starting Score: 643
Current Score: 657
Goal Score: 700


Take the FICO Fitness Challenge
Established Member
Posts: 14
Registered: ‎03-21-2007
0

Re: GW Example Letters

Tuscani!
 
You Strike Again!  I had no clue as to what to say in the letter to my mortgage company about a few late payments and your GW letters help me a great deal.
 
 
THANK YOU!Smiley Happy
Highlighted
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: GW Example Letters



Vi1976 wrote:
Tuscani!
 
You Strike Again!  I had no clue as to what to say in the letter to my mortgage company about a few late payments and your GW letters help me a great deal.
 
 
THANK YOU!Smiley Happy


My pleasure!
New Contributor
Posts: 124
Registered: ‎06-28-2007
0

Re: GW Example Letters

Is it possible to get foreclosures and reposessions deleted with goodwill letters?
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: GW Example Letters



serenity72 wrote:
Is it possible to get foreclosures and reposessions deleted with goodwill letters?

You bet!
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.