02-11-2008 07:04 PM
02-23-2008 10:59 PM
Dear sir or madam,
From the end of 2006 to present, I have been dealing with a bad case of depression. Unfortunately, because of this, I was unable to deal with or pay my financial obligations. After several medication changes in the last year, I am finally feeling better and ready to deal with my current financial situation.
I honestly regret having gotten so behind on my bills and have put your company in this situation.
What I am hoping to accomplish with this letter is to make payment arrangements with you and if possible, maybe you could waive some of the late fees. I completely understand if this is not possible.
Since I will be sending this letter to all my creditors, I would hope that you could accept a $25 a month payment.
I sincerely thank you for reading my letter and considering my request. I hope that at some point in the future, we will be able to do business again.
Now, I have a few questions.
Thank you in advance for reading my post and for helping me out. My Equifax FICO is 515. I am trying to get it up to 600 within the next 6 months or less so I can try and buy a condo. I am hoping the letters will help.
02-24-2008 06:34 AM
02-26-2008 04:07 AM
03-04-2008 06:06 PM - edited 03-04-2008 06:10 PM
03-04-2008 06:25 PM
03-15-2008 09:37 AM
03-19-2008 12:05 PM
03-30-2008 01:27 PM
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