Well, I'm in the same boat, mine are 6 years old and fall off in Summer of 09. Mine were caused by 9/11 but nope they wouldn't budge. But! I once got an interview years ago by faxing Merk my resume every day for a year, so the way I see it, I'm going to have to do the same. I want to buy a house this summer, my scores are close to 700, by having this gone I would be over 700. Call the number on the bottom. The guy is a real jerk, so just ask for anyone that can help, just not him!
Dear Mr.XXXX:
Thank you for your recent correspondence addressed to David Nelms,
Chairman and Chief Executive Officer of
Discover Financial Services. To
ensure your concerns are addressed as
efficiently as possible, your
letter has been referred to my attention
at the Executive Office of
Customer Advocacy.
I have reviewed your account referenced above
regarding reports made to
your credit file. Our policy is to never
compromise the integrity of
the credit bureau report by removing valid
delinquencies. In reviewing
your account, I confirmed that the
delinquency that we reported is
valid. Our records indicate several
instances in which payment was not
received on your account by the payment due
date. While we offer our
empathy in regards to the personal
challenges you experienced, we are
unable to honor your request to remove
adverse reports from your credit
file.
Should you have any further questions or
concerns, please contact me at
the telephone number below.
Sincerely,
Brice Brown
Executive Office of Customer Advocacy
DSF Services LLC
(302) 328-3300
