I just had my first success with a gw. it was a small collection that I had paid and wanted deleted. I did put in the letter how I needed a delete to get a mortgage, and begged for the delete. It was short, about two paragraphs but it worked. I found someone listed on the website that was a collections manager and addressed it to her. Good luck to you!!
Oh sweet! that is awesome for you! Yeah, I figured I would put it down for the late payments I had on my student loans and also when I write to the people that financed me for an auto before.
