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07-17-2007 11:40 AM
07-17-2007 07:39 PM
steelfan wrote:I sent a gw letter to card works which is part of card services/household bank on 7/7. As of yesterday they took the one 30 day late I had from 5 years off. What was funny is they also reported 2 years of on time payments including this month when the account has been closed for atleast 2 years My score went up 10 pts for it as well. Now Im just waiting for crap 1 to honor their promise and orchard to reply and I'll be baddie free
07-18-2007 09:43 AM
I would but Tuscani might sue me for copyright violations . Actually I just used the first example on here. I kept95% of the wording just personalized the reason. I dont think the company cared because 1. it was 5 years old so it would be coming off in 2 years anyway. 2. I was no longer a customer so it wouldn't affect them either way.
Awesome! You should post your GW letter for the rest of the gang to see!
07-18-2007 09:52 AM
I called them up wanting to know how often they review files for cli. I told them that I had the card 4 years and got one increase in that time. I said that all my scores were over 700 so I was wondering why non since. I then started then to say that I did have 1 30 day late on my report that was 3 years old and told them that I was in and out of the hospital that month (true) and I thought I had already paid the bill since I always do it online. The guy on the phone said they would put in a hardship request to remove, asked for my ss#, and what reports they were showing on. He told me that I will receive a letter in 10 days about it and to allow 30-45 days for it to take affect. Well its now 12 days and no letter. Im gonna wait atleast a month to see if it does happen. It shouldn't take that long because card services to care of it 1.5 weeks of the date of my letter.
steelfan wrote:I sent a gw letter to card works which is part of card services/household bank on 7/7. As of yesterday they took the one 30 day late I had from 5 years off. What was funny is they also reported 2 years of on time payments including this month when the account has been closed for atleast 2 years My score went up 10 pts for it as well. Now Im just waiting for crap 1 to honor their promise and orchard to reply and I'll be baddie freeWhat kind of deal did you make with cap. one? I sent them a PFD about three weeks ago. I have never heard anyone say that they have or haven't had success with cap one. Please let me know, as I may need you in.Thanks,Love Labs
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