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GW Worked

Frequent Contributor

GW Worked

I sent a gw letter to card works which is part of card services/household bank on 7/7.  As of yesterday they took the one 30 day late I had from 5 years off.  What was funny is they also reported 2 years of on time payments including this month when the account has been closed for atleast 2 years Smiley Very Happy  My score went up 10 pts for it as well.  Now Im just waiting for crap 1 to honor their promise and orchard to reply and I'll be baddie free
8 REPLIES
Moderator Emeritus

Re: GW Worked

Way to go! Smiley Happy
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Bartender, bring another round of FICOtinis please!

9.4.2011: TU 805. EQ 815.
New Contributor

Re: GW Worked

Awesome! You should post your GW letter for the rest of the gang to see!
Moderator Emeritus

Re: GW Worked

Sweet!
New Contributor

Re: GW Worked



steelfan wrote:
I sent a gw letter to card works which is part of card services/household bank on 7/7.  As of yesterday they took the one 30 day late I had from 5 years off.  What was funny is they also reported 2 years of on time payments including this month when the account has been closed for atleast 2 years Smiley Very Happy  My score went up 10 pts for it as well.  Now Im just waiting for crap 1 to honor their promise and orchard to reply and I'll be baddie free


What kind of deal did you make with cap. one? I sent them a PFD about three weeks ago. I have never heard anyone say that they have or haven't had success with cap one. Please let me know, as I may need you in.
Thanks,
Love Labs
Frequent Contributor

Re: GW Worked



jru577 wrote:
Awesome! You should post your GW letter for the rest of the gang to see!

I would but Tuscani might sue me for copyright violations Smiley Very Happy.  Actually I just used the first example on here.  I kept95% of the wording just personalized the reason.  I dont think the company cared because 1. it was 5 years old so it would be coming off in 2 years anyway.  2. I was no longer a customer so it wouldn't affect them either way.
Frequent Contributor

Re: GW Worked



cbjn1103 wrote:


steelfan wrote:
I sent a gw letter to card works which is part of card services/household bank on 7/7.  As of yesterday they took the one 30 day late I had from 5 years off.  What was funny is they also reported 2 years of on time payments including this month when the account has been closed for atleast 2 years Smiley Very Happy  My score went up 10 pts for it as well.  Now Im just waiting for crap 1 to honor their promise and orchard to reply and I'll be baddie free


What kind of deal did you make with cap. one? I sent them a PFD about three weeks ago. I have never heard anyone say that they have or haven't had success with cap one. Please let me know, as I may need you in.
Thanks,
Love Labs


I called them up wanting to know how often they review files for cli.  I told them that I had the card 4 years and got one increase in that time.  I said that all my scores were over 700 so I was wondering why non since.  I then started then to say that I did have 1 30 day late on my report that was 3 years old and told them that I was in and out of the hospital that month (true) and I thought I had already paid the bill since I always do it online.  The guy on the phone said they would put in a hardship request to remove, asked for my ss#, and what reports they were showing on.  He told me that I will receive a letter in 10 days about it and to allow 30-45 days for it to take affect.  Well its now 12 days and no letter.  Im gonna wait atleast a month to see if it does happen.  It shouldn't take that long because card services to care of it 1.5 weeks of the date of my letter.
Established Contributor

Re: GW Worked


One 30 day late, 3 years ago, and they're fussing for a CLI??!!  Geez man Crap 1!!!
Moderator Emeritus