GW letter? How long does it take?

[Anonymous]

How long does it usually take to hear back after sending a GW letter?  I'm sure it depends on who you are sending it to, but I wondered if it was something they responded promptly to?

I sent one to a CA for a medical collection, one to Direct Loans, and one to the state for a paid tax lien (wishful thinking!).  It's only been a little over a week but I'm just curious how long it was before everyone got responses from their GW's.

Thanks!

[Anonymous]

I have only sent 1 GW and it took between 3 & 4 weeks to get a response.

[Anonymous]

Some do not repond at all but you may see a change like I did.  Two of mine took about 3 weeks and one just a week.  Seems the ones that responded the fastest were the ones that said yes.  I had one that said please attach a copy of your credit report so we may review your history thought that was strange they should have my history.

[Mindnumb]

Chase took 3 weeks for me (successful). Discover is 3 weeks and still not word.

[Anonymous]

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ruthie wrote:

Some do not repond at all but you may see a change like I did.  Two of mine took about 3 weeks and one just a week.  Seems the ones that responded the fastest were the ones that said yes.  I had one that said please attach a copy of your credit report so we may review your history thought that was strange they should have my history.

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Ruthie, did you attach a copy of your credit report?  How did you handle that one?

[Anonymous]

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Mindnumb wrote:
Chase took 3 weeks for me (successful). Discover is 3 weeks and still not word.

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What address did you send to for Chase?

[Anonymous]

Ok first thing in the morning after I let the dogs do there business I log on and what a wonderful surprise.  The GW I wrote that requested a copy of my credit report deleted all late payments I am starting to understand the mystery of all this credit stuff.  Score only went up 4 points but the fact that it is gone is good enough for me.  This was one that I got a No the first two times so do not give up.

[Mindnumb]

What address did you send to for Chase?

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Cardmember Service
P O Box 94014
Palatine, IL 60094-4014

[BBYGRL]

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Mindnumb wrote:
Chase took 3 weeks for me (successful). Discover is 3 weeks and still not word.

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Did you hear back from Discover?  What was the outcome?

[oogiemoo]

I had sent Discover a GW asking them to delete my account with them. ( I had settled this account a few years ago for less than amount owed before I knew about PFDs) I got a response saying that it is reporting correctly so they weren't going to delete it. Since then I have sent another GW and will continue to do this every month for the next year and a half( that's when it's scheduled to come off my report) It took them about 2-3 weeks to reply. I haven't heard anything from the second GW yet but it's only been a week or so.