Eve here.. Question for you? Do you think that if I send a GW letter to my lender that they will remove 3 late pays from a year ago? I am self-employed and had a tremendous change in income when I moved. I tried explaining that to them at the time of occurrence, but we were not more than 1 payment behind and we couldn't get any help from them.
Could you please advise, we have not been late since. We were told that this was considered a rolling late because they occurred one right after the other. June, July, August. Again, we have not been late on the mortgage since.