GW to a DC?

[Anonymous]

I paid off Convergent Outsourcing earlier this year from a Sprint debt gone-wrong last fall. If I were to write a GW letter to request a removal from my report (one-time issue, credit history is pretty good beyond that), would I write to Convergent or Sprint?

[Anonymous]

You would write the institution that reported the negative information. As far as I know sprint doesn't report, so it's likely the other one. On your credit report it should have the address if the entity that reported the late payment.

[RobertEG]

If you are seeking removal of a collection, the request is sent to the debt collector.