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Almost every credItor of mIne pulls EQ, so now there are 9 InquIrIes wIthIn the last year (2 of whIch were for auto loans). None of these lowered my EQ score (18 yrs hstory). TU was pulled three tImes and the last tIme my TU score went down 3 pts. That alarmed me so now that I have my car and all the credIt cards I need, It Is defInItely tme to garden for 2 to 3 years and maybe untIl my BK falls off. WIsh me the strength to avoId temptatIon!
Here is a great thread where you will find others that are gardening and provide that support to avoid temptation:
http://ficoforums.myfico.com/t5/Credit-Cards/December-2014-Garden-Thread/td-p/3669173
@Anonymous wrote:Here is a great thread where you will find others that are gardening and provide that support to avoid temptation:
http://ficoforums.myfico.com/t5/Credit-Cards/December-2014-Garden-Thread/td-p/3669173
Thank you - i had seen threads in the past re: gardening but wasn't sure where to look!