Thay can sue in In or Fl....In has longer SOL
Open accounts (CC) 5 years in fl 6 years in In.
LVNV maybe walmart..........do you have this showing as CO by any OC?? even on an old CR
I would call walmart CC and ask if they still have your account....IF so get address & PFD with them!!! IF they SOLD to CA you must deal with CA.
My opinion always deal with a OC if you can.
Cap1 and LVNV Funding LLC will sue in a heartbeat.
This is only my opinion
I would wait until 6 year is up and I mean if SOL is Jan 2009.....do nothing till Feb 2009.
If you can afford to pay all or some then use everything that you can dispute DV all CAs PFD.
NEVER START UNTIL YOU ARE READY TO PAY
GEMB/WalMart - $0 balance (cant be) - Charged Off - Sold look at TU and EX CR for drop date
Make sure that you print out this CR......you might need it later IF this drops.IF you can't find it call CRA and ask (but you need it in writting)
Verizon - $324 - Charged Off as bad debt. If they haven't sold to CA...send OC letter & then PFD
If they filed lawsuit...did you pay? otherwise you should have a judgment?
Argent Health Care Fin - $107 - Placed for Collection 1st send DV then PFD
IF past SOL and you DV a CA...they will update CRAs but they must answer DV within 30 days or stop reporting. SOOOOOO after 30 days, you would dispute again & they (CA) will be in violation if they verify.
coming to visit your state next week!!!!
Message Edited by HappyDays on
09-22-2007 03:19 PMMessage Edited by HappyDays on
09-22-2007 03:43 PMMessage Edited by HappyDays on
09-22-2007 04:00 PM
