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General credit update and thank you

Established Member

General credit update and thank you

Good morning everyone.

Just a general update and hopefully an inspiration to others on credit growth gardening.

If I can grow my score...anyone can!!!

As you can see by the scores below, I was a mess when I first found this website. But by reading and asking questions I began to understand how to up my scores and keep them there.

With hard work and information from this site, I have been able to 1)raise my scores....2) Actually have a Mortgage for 465,000 (VA loan)....3) New car loan (14,5000).....all within 2 years.

I got the below scores this morning.... and was very happy with the numbers :-).

I still have some old derog marks (lates) that will fall off completely in 11 months...(prob not pulling my score down at this point but at least I wont have to look at them EVER again :-).

So keep up the good hard work!!!!!!!!!! You can do it!!!!! And good luck.

-st4stinger4


Starting Score: 2/8/10: TU 650 EQ 643 EX ~600(FACO)
Current Score: 11/24/12: TU 740 EQ: 740 EX: 683(FACO)
Goal Score: 750+ (dare I say)


Take the FICO Fitness Challenge

5 REPLIES
Community Leader
Epic Contributor

Re: General credit update and thank you

Posts such as yours are the reason why we are all here!

Congrats on the improvement, and on the initiative to learn the ropes!

Senior Contributor

Re: General credit update and thank you

People here really are special. Smiley Happy


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Regular Contributor

Re: General credit update and thank you

650 is "a mess"?

 

Smiley Sad


Starting Score: EQ FICO 588 EX FICO 587 TU FICO 588
Current Score: EQ FICO 660 EX FICO 642 TU FICO 606
Goal Score: 680
Super Contributor

Re: General credit update and thank you


mschang wrote:

650 is "a mess"?

 

Smiley Sad


 

Back in my credit dark days, I would have said the same about a 560 so it is all a mater of prospective.  Never give up and every single person here can improve their score.  I did so you can too.  I promise that.

10/17/2017 FICO: EQ 829 TU 830 EX 826
Highlighted
Frequent Contributor

Re: General credit update and thank you


mschang wrote:

650 is "a mess"?

 

Smiley Sad


No no my friend keep your head up your on the right track!!


Starting Score: EQ FICO 777
Current Score: EQ FICO 803
Goal Score: EQ FICO 810


Take the FICO Fitness Challenge