General Credit Topics

[st4stinger4]

Good morning everyone.

Just a general update and hopefully an inspiration to others on credit growth gardening.

If I can grow my score...anyone can!!!

As you can see by the scores below, I was a mess when I first found this website. But by reading and asking questions I began to understand how to up my scores and keep them there.

With hard work and information from this site, I have been able to 1)raise my scores....2) Actually have a Mortgage for 465,000 (VA loan)....3) New car loan (14,5000).....all within 2 years.

I got the below scores this morning.... and was very happy with the numbers :-).

I still have some old derog marks (lates) that will fall off completely in 11 months...(prob not pulling my score down at this point but at least I wont have to look at them EVER again :-).

So keep up the good hard work!!!!!!!!!! You can do it!!!!! And good luck.

-st4stinger4

[RobertEG]

Posts such as yours are the reason why we are all here!

Congrats on the improvement, and on the initiative to learn the ropes!

[drkaje]

People here really are special.

[mschang]

650 is "a mess"?

[marty56]

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mschang wrote:

650 is "a mess"?

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Back in my credit dark days, I would have said the same about a 560 so it is all a mater of prospective.  Never give up and every single person here can improve their score.  I did so you can too.  I promise that.

[BigDaddy18]

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mschang wrote:

650 is "a mess"?

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No no my friend keep your head up your on the right track!!