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Established Member
Posts: 20
Registered: ‎10-10-2009
0

General credit update and thank you

Good morning everyone.

Just a general update and hopefully an inspiration to others on credit growth gardening.

If I can grow my score...anyone can!!!

As you can see by the scores below, I was a mess when I first found this website. But by reading and asking questions I began to understand how to up my scores and keep them there.

With hard work and information from this site, I have been able to 1)raise my scores....2) Actually have a Mortgage for 465,000 (VA loan)....3) New car loan (14,5000).....all within 2 years.

I got the below scores this morning.... and was very happy with the numbers :-).

I still have some old derog marks (lates) that will fall off completely in 11 months...(prob not pulling my score down at this point but at least I wont have to look at them EVER again :-).

So keep up the good hard work!!!!!!!!!! You can do it!!!!! And good luck.

-st4stinger4


Starting Score: 2/8/10: TU 650 EQ 643 EX ~600(FACO)
Current Score: 11/24/12: TU 740 EQ: 740 EX: 683(FACO)
Goal Score: 750+ (dare I say)


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Epic Contributor
Posts: 20,543
Registered: ‎03-19-2007
0

Re: General credit update and thank you

Posts such as yours are the reason why we are all here!

Congrats on the improvement, and on the initiative to learn the ropes!

Senior Contributor
Posts: 3,491
Registered: ‎07-25-2008
0

Re: General credit update and thank you

People here really are special. :smileyhappy:


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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Regular Contributor
Posts: 139
Registered: ‎06-10-2012
0

Re: General credit update and thank you

650 is "a mess"?

 

:smileysad:


Starting Score: EQ FICO 588 EX FICO 587 TU FICO 588
Current Score: EQ FICO 660 EX FICO 642 TU FICO 606
Goal Score: 680
Super Contributor
Posts: 5,703
Registered: ‎10-06-2007
0

Re: General credit update and thank you


mschang wrote:

650 is "a mess"?

 

:smileysad:


 

Back in my credit dark days, I would have said the same about a 560 so it is all a mater of prospective.  Never give up and every single person here can improve their score.  I did so you can too.  I promise that.

11/28/2014 FICO: EQ: 796 EX:788 TU:803
Frequent Contributor
Posts: 673
Registered: ‎04-23-2009
0

Re: General credit update and thank you


mschang wrote:

650 is "a mess"?

 

:smileysad:


No no my friend keep your head up your on the right track!!


Starting Score: EQ FICO 777
Current Score: EQ FICO 803
Goal Score: EQ FICO 810


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