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Regular Contributor
Posts: 230
Registered: ‎04-11-2007
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Re: Get stuff off your report prior to 7 years/Other helpful tips



devhip wrote:
Good work! Good advice, except that I wouldn't really recommend "calling" creditors. When you call, nothing is binding, nor do you have any documentation. Plus, just by virtue of calling the likelihood of speaking with anyone that has the authority to make an actual change to your file is slim. It's better to do it all in writing....whether it be regular mail, certified mail, email or fax. Same concept, same result, just a different approach.


I agree, i just sent out 9 of them by mail yesterday. It took me about an hour to get all the info and a standard letter written.
Made copies of each one and signed the originals. Also saved each letter in word format.
 
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Member
Posts: 24
Registered: ‎06-13-2007
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Re: Get stuff off your report prior to 7 years/Other helpful tips

What I want to know is who is responsible for proving the DOFD?  I know these two accounts are older than 7.5 years, but I have no way to prove it...
Senior Contributor
Posts: 4,635
Registered: ‎03-11-2007
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Re: Get stuff off your report prior to 7 years/Other helpful tips



MrSpock wrote:
What I want to know is who is responsible for proving the DOFD?  I know these two accounts are older than 7.5 years, but I have no way to prove it...


See my response here.
 

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