Here is my BofA account of shame
2008 * * *
2007 * * * * * * * * * * * *
2006 * * * * * * * * * * * *
2005 60 90 90 120 120 120 120 120 * * * *
2004 * * * * * * * * * * 30 60
2003 * * * * * * * * * * * *
2002 * * * * * * * * * * * *
2001 * * * * * *
My lates were caused by paying $75 instead of $159 when BofA kicked my account out of DMP. I dont know how BofA was reporting that lates. The only thing I can figure is that they took 2 payments as one.
Anyway this could be the reason why my FICO scores are a little higher then perhaps they should be but I dont really know. Anyway this shows my stupidity and the fact that a partial payment is just as late as paying nothing at all.
1/25/2021: FICO 850 EQ 848 TU 847 EX