I had an auto and a signature loan with my credit union back in 07. The auto loan was paid off fine(1 year before due). But for the signature loan i have 4-5 delinquncies(one 90 days, 1 60 days and rest 30) in 2007 but i paid the loan off completely 2 months before due. Now I am looking for an auto loan. I have not missed payments for past 12 months. Is it a good idea to approach the credit union agai, or i should look outside?
EQ- 599 TU - 639 EX - 645