Thanks to the site I'm on way to repairing and once decent I vow to keep my credit that way!! I have medical collections majority of negatives on reports. Most are old and pettie when I didn't under stand credit $30,93,$17 etc.. I'm in the dispute process and once completed I may have a clearer picture as where I stand. Could someone advise if the good accounts that I do have like auto,closed credit cards, never late remain on my credit report? They are almost 10 yrs old for which if I'm understanding may drop off. Also will the collectors consider a pay for delete after I dispute and how successful is that process. My credit scores are tu/614 eq/529 and ex/644 with low scores as such lenders will deny me credit how can I rebuild. Will this be just a waiting game? Pls advise thanks Sorry for the length ...
