RicHowe now American Express can truly appeal to the masses! In my mind the "don't leave home without it" exclusiveness will have gone the way of the "Dinosaur" 
Interesting post. American Express does have a new CEO. Bring the changes on I say. Now if they could make their BCE/BCP cards offer cash back redemptions via ACH to bank account I might keep my card. Below link is to the OCC Conditional Approval that American Express received.
The Office of the Comptroller of the Currency (“OCC”) hereby conditionally approves the application by American Express Centurion Bank, Salt Lake City, Utah (AECB or Applicant) to convert from a Utah-chartered industrial bank to a national bank with the title “American Express National Bank” (AENB) (Conversion).
