Got approved at proper.com

[owlnutS]

Well I went on app spree over the weekend.

My fico's range from 633-688, so I didn't expect much.

Here's what i got.

$150-walmart

$800-chase freedom

$2000-discover it

$2000 visa from local CU

refi'd car loan from local CU (owed $1500,got $8000 @ 4%)

PRSOPER.COM - $10,000 fully funded within a few hours of listing going live,

I'm in shock. I never thought I'd ever have so much credit. Prosper will carry a heavy interst rate (17.9%)for me,but it will help me buy a house. I hope to pay it off early,or refi. in some way in a year or so.

And I herby promise to be careful and responsible with my credit,and will not be posting in the future due to debt cause by stupidity. LOL!

[fot1]

Hope you weren't planning a mortgage in the next year.. Congrats on the new accounts..

[owlnutS]

Thanks for the congrats.

I'm going to use the cash from the 2 loans to pay cash for an REO home. I'm in a hurry to buy and there are so many great deals on the market so I figured I'd buy low,and just take the hit on the interest for now. I plan to pay off the loans early to save on the interest as well as possibly looking at other ways to refi the prosper one in a year or so, by then I should be able to get a persoanl loan,or home equity loan.

Just glad to finally get the ball rolling with a home purchase

[fot1]

Wow.. wish we had REO's that cheap around here.. Congrats again..

[alvon123]

congrats!!!