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Got me a $1000 shared secured loan my local credit union!

Regular Contributor

Got me a $1000 shared secured loan my local credit union!

Thinking about getting a second secured credit card to ticken my file and be done and wait 6 to 7 months to see where my score is.

Chase Slate Credit Card $1500 credit limit Best Buy Credit
Card $2000 credit limit Amazon Store Card $2100 credit limit .

My Fico scores: Experian 710, Equifax, 702, Transunion 716.
3 REPLIES
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Moderator

Re: Got me a $1000 shared secured loan my local credit union!


CJIII29 wrote:

Thinking about getting a second secured credit card to ticken my file and be done and wait 6 to 7 months to see where my score is.


I would if you only have the 1 card: cards 1+2 and installment loans 1+2 were straight positives for me when they reported when my file was thin (albeit with derogs).

 

Also will build payment history faster, though there's diminishing returns there admittedly.

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


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Regular Contributor

Re: Got me a $1000 shared secured loan my local credit union!

Ok, I trying to work my way to getting a truck for $8000 or $10,000 in 6 months.

Chase Slate Credit Card $1500 credit limit Best Buy Credit
Card $2000 credit limit Amazon Store Card $2100 credit limit .

My Fico scores: Experian 710, Equifax, 702, Transunion 716.
Valued Contributor

Re: Got me a $1000 shared secured loan my local credit union!

Try and see if the CU can use the same hard pull for a secured credit card. I know mine does basically i get one hp and its good for 30 days for almost any loan or credit card

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.