Hi, I want to set up online payments to maximize my credit history.
HSBC says they report to Credit Agencies on the 1st, and due date is 25th.
What date to I want to set up automated payments for?
Logic would dictate on the 15th or so so it is processed and accounted for before the 25th and then when they report a few days later my balance is accounted for. Am I right or do I need to pay the prior month on the 25th???