Great Advice...Thank You!!!

[Anonymous]

Good advice. Thanks to both of you.

I just started using Microsoft Money do you think that is any good? I also have access to quickbooks and could set myself up an account on that.

[Anonymous]

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meganm0420 wrote:

Good advice. Thanks to both of you.

I just started using Microsoft Money do you think that is any good? I also have access to quickbooks and could set myself up an account on that.

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Micro Money is a good program.  My ex-roommate used it.  Didn't seem to help him since he never paid his bills on time...but it is quality software.  I just write stuff on random sheets of paper...that's working out...so far.

[Anonymous]

Well I'm using the money that I just started on, I have a monthly bill sheet I save in word and print out for both me and the bf and pin on my cork board so I will always see when our bills are due. When paid I write the date paid, amount, check number or conf# if paid online. I also have files for every creditor where I am keeping statements and printing out the print out of the payment confirmation. I'm also finding myself logging into all of these accounts too much and just looking or making a payment. I'm becoming obsessed, but compared to how I was prior I can live w/ obsessed.

[Anonymous]

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meganm0420 wrote:

Well I'm using the money that I just started on, I have a monthly bill sheet I save in word and print out for both me and the bf and pin on my cork board so I will always see when our bills are due. When paid I write the date paid, amount, check number or conf# if paid online. I also have files for every creditor where I am keeping statements and printing out the print out of the payment confirmation. I'm also finding myself logging into all of these accounts too much and just looking or making a payment. I'm becoming obsessed, but compared to how I was prior I can live w/ obsessed.

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I'm obsessed, but to me it is much better and feels better than not caring....

[haulingthescoreup]

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@Anonymous wrote:
The single most important thing that keeps making my score jump (up another 26 points since last post!!!) is the paying down of the debt. I have a new view about credit cards.....evil evil evil. Of course I will keep them open forever and use them once in awhile for small purchases but I will NEVER buy things on them I can't afford. It just hurts you in the long run. Life is so much less stressful and easier when you feel in control on your finances.

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My kids have heard me preach this so much: money is a great servant, but a terrible master. Substitute "credit" for "money" --same thing.

Congrats on the great turn-around, and law school graduation!

[Anonymous]

WTGGGGGGGGG     you should have no problems getting a mortgage when you are ready.

Your scores will keep going up from now on!