Thanks everyone for the great and knowledgeable advice. Today my TU score jumped from 516 to 549 and my EQ to 546. I am still waiting for a response from two PFD letters and a GW letter. They are moving up and I am so excited. I only wish someone had disclosed the importance and the rules of credit and how FICO works when I was given 7 credit cards my first day of college.
EQ 787 EX 781 TU 737 11/17/07
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